Terms of Use

Effective Date: November 5, 2026

These Terms of Use govern your access to and use of ThePaddockPicks.com and any content, information, selections, analysis, or services provided by The Paddock.

By using the website, you agree to these Terms of Use.

1. Informational and Entertainment Purposes

The Paddock provides horse-racing information, analysis, handicapping insights, selections, and related content for informational and entertainment purposes.

The Paddock is not a sportsbook, bookmaker, wagering operator, financial adviser, or gambling operator and does not accept or place wagers on behalf of users.

Any decision to wager is made solely by the individual user.

2. No Guarantee of Results

Horse racing and wagering involve uncertainty and financial risk.

No selection, ranking, analysis, betting strategy, model, recommendation, or other information provided by The Paddock guarantees:

• A winning wager
• A particular race result
• A profit
• A return on investment
• Future performance

Past results do not guarantee future results.

You are solely responsible for evaluating any information provided by The Paddock and deciding whether or how to use it.

3. Responsible Wagering

Only wager money you can afford to lose.

You are responsible for complying with all laws and regulations applicable to wagering in your jurisdiction.

You should not use The Paddock for wagering purposes unless you are legally permitted to participate in horse-race wagering where you are located.

If gambling is causing financial, emotional, or personal problems, seek assistance from an appropriate responsible-gambling resource.

4. Eligibility

By using wagering-related content from The Paddock, you represent that you are of legal gambling age in your jurisdiction and that your use of the information is lawful.

The Paddock does not knowingly provide wagering-related services to minors.

5. Accuracy and Availability of Information

The Paddock seeks to provide useful and accurate information, but horse-racing information can change quickly.

Examples include:

• Scratches
• Entries
• Odds
• Probable payouts
• Track conditions
• Post times
• Race conditions
• Results
• Payouts

Information may become incomplete, outdated, delayed, or inaccurate.

You should independently verify important race-day information with official racing or wagering sources before making a wagering decision.

The Paddock does not guarantee that the website, content, data, or services will always be accurate, complete, uninterrupted, or available.

6. Model and Selection Limitations

The Paddock may use statistical models, data analysis, algorithms, artificial intelligence, historical racing information, market information, or other methods to develop selections and insights.

These tools are inherently imperfect and cannot predict race outcomes with certainty.

Model methodology, inputs, weighting, eligibility rules, and recommendations may change as research and testing continue.

Nothing on the website should be interpreted as a statement that The Paddock possesses information capable of eliminating the risks associated with wagering.

7. Intellectual Property

Unless otherwise stated, all content provided by The Paddock is owned by or licensed to The Paddock, including:

• Logos
• Branding
• Graphics
• Website design
• Written analysis
• Rankings
• Picks
• Wagering structures
• Reports
• Original databases
• Proprietary methodologies
• Software
• Original research and presentation

You may use the website for your own personal, non-commercial use.

You may not reproduce, republish, distribute, sell, scrape, systematically collect, commercially exploit, or create derivative products from The Paddock content without prior written permission.

8. Prohibited Uses

You agree not to:

• Attempt to gain unauthorized access to the website or related systems
• Interfere with website operation or security
• Scrape or systematically extract content without permission
• Copy or redistribute proprietary selections or analysis commercially
• Misrepresent The Paddock content as your own
• Use the website for illegal activity
• Circumvent access restrictions or security measures

9. Third-Party Websites and Services

The Paddock may reference or link to third-party racing, wagering, data, media, payment, or other services.

The Paddock does not control these third parties and is not responsible for their:

• Content
• Accuracy
• Availability
• Security
• Products
• Services
• Wagering transactions
• Privacy practices

Your use of a third-party service is governed by that provider's own terms and policies.

10. Disclaimer of Warranties

To the fullest extent permitted by law, the website and all content and services are provided on an "as is" and "as available" basis.

The Paddock makes no warranty that:

• Selections will be successful
• Information will be error-free
• Content will always be current
• The website will always be available
• Any particular wagering result or financial outcome will occur

11. Limitation of Liability

To the fullest extent permitted by law, The Paddock and its owners, operators, affiliates, contractors, and service providers will not be liable for losses arising from or related to:

• Wagers placed by a user
• Racing outcomes
• Reliance on selections or analysis
• Lost profits
• Lost wagering funds
• Data errors
• Delayed information
• Website interruptions
• Third-party services
• Unauthorized access beyond our reasonable control

You are solely responsible for your wagering decisions and any resulting financial gain or loss.

12. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless The Paddock and its owners, operators, affiliates, and service providers from claims, liabilities, damages, expenses, or losses arising from your misuse of the website, violation of these Terms, or unlawful activity.

13. Changes to the Website or Services

The Paddock may modify, suspend, discontinue, add, or remove website features, content, pricing, membership options, selections, services, or functionality at any time.

14. Changes to These Terms

We may update these Terms of Use from time to time.

Your continued use of the website after updated Terms are posted constitutes acceptance of the revised Terms.

The effective date at the top of this page indicates the latest revision.

15. Severability

If any portion of these Terms is determined to be invalid or unenforceable, the remaining provisions will continue in effect to the extent permitted by law.

16. Contact

Questions about these Terms may be directed to: